Top 10 Best UPI Apps for Android in 2021

With the evolution of technology and digital banking arrival, we have noticed digital paperless cash is slowly succeeding other payment options like cash, cheque, and more. The growing economies in the world, including India, are taking steps to set digital payment methods to run the finance department.  One such action is known as UPI, which stands for Unified Payment Interface.

Talking about UPI, it’s an instant real-time payment method that allows immediate transfer of money from one bank to another. This method is best, and transaction processes in few seconds, you also save the cost of IMPS. After the implementation of this UPI policy, many Indian banks, along with third-party organizations, are moving towards mobile banking applications.

List of Top 10 Best UPI Apps for Android in 2021

Our experts have compiled a list of payment apps that sync with the UPI platform. These best UPI apps allow you to send and receive money between the UPI-linked accounts with ease. Let’s have a look at the best UPI apps in India.

1. Google Pay

 

It is one of the pioneer UPI payment apps that has been serving users for so many years. Google Pay is a part of the Google family of apps and is the most efficient app available on the Google Play Store with plenty of features. This app offers a rare reward system that keeps giving you rewards for making transactions using this app. The application allows you to send and receive money from friends & family, mobile credit recharges bill payments, and more. You get a user-friendly interface, and it doesn’t include any ads or popups to disrupt your experience.

2. BHIM UPI

 

BHIM UPI is one of the best UPI apps that you can use to perform multiple payment operations. Using this app, you can control all your accounts & payments from any place efficiently. It is evident from its name that BHIM UPI App is Unified Payments Interface-based service with gives you access to all bank accounts from one platform. You can check the account balance, set payment reminders, and much more using this great app.

3. PhonePe

 

PhonePe is a genuine rival to  Google Pay which is grabbing the attention of millions of users already. It enables you to send and receive money from any UPI address. Not only UPI payments, but this app also offers so many facilities such as recharge phones, pay credit card bills, make payments to health insurance companies, and more.  There’s a sole reward system for the users, and they keep getting remarkable rewards.  This app is similar to  Google Pay and pays you back for making transactions like online payments or purchasing services.

4. FreeCharge

 

It is one of those digital payment apps that allow you to get rid of cash and go cashless. Using this UPI integrated app, you can pay mobile bills, electricity bills, broadband bills, and much more.  This app allows you to invest in mutual funds and grow your money. What makes it different from others is its amazing discounts and cashback offers which you receive after completing a transaction.

5. Paytm

 

Paytm is one of the best UPI apps for Android and the biggest digital banking service provider in India.  It is different because it doesn’t integrate with UPI, and users must link their bank account to create their BHIM UPI ID & UPI PIN, which is great. After the creation of an account, it enables you to send and receive money. You also get amazing offers on Movie tickets, Mobile recharges,  which is a generous feature of this app.

6. Pockets

As the name suggests, Pockets is your digital pocket service of ICCI bank and works as a digital wallet tool that you can download via the Google Play Store. It is similar to other UPI-based apps mentioned on our list and lets you send and receive money from friends, family, or anyone. The outstanding feature of Pocket Wallet is a facility of free virtual VISA that you use for shopping at all online shopping sites. You can also make other transactions like bill payments, mobile recharges, shopping at selected portals, and more.

7. MobiKwik

 

MobiKwik is one of the best UPI apps for android that comes with an attractive interface and is a very straightforward app.  It is famous for its interface, which makes it superior to other names on this list which is unique. This app is part of the UPI platform, and you can transfer money within the bank or other banks using this service. You can also purchase digital gold, insurance plans, and much more through MobiKwik

8. WhatsApp Pay

 

WhatsApp, undoubtedly the most popular instant messaging app with over a billion users. The company recently launched WhatsApp Pay, new payment assistance for Indian users based on UPI ID to transfer and receive money. But this is a very limited app and doesn’t allow many features, and you can send and receive money only. Like other apps, it doesn’t allow you to recharge, paying credit card bills, or any other transaction. However, you can try it if you have limited operations of sending and receiving money.

9. PayZapp

 

PayZapp offers services like recharging your telecom services, perform bill payments, shop online, receive rewards, and much more. You can perform any payment operation with just one tap, but it requires you to HDFC Bank account to perform payments or buy anything. It also offers you some of the great offers at SmartBuy, which improves its service.

10. Axis Pay

 

Axis Pay is one of the best UPI apps for Android, a UPI-based digital banking app that provides you with many features. Some essential features include instant money transfers, mobile recharges, DTH Recharges, and more. You can send money by simply logging into UPI ID, and then you can perform different tasks. When it comes to the user interface, it never disappoints you and provides you with the best services.

Conclusion:

We have created a list of the best UPI apps for Android that you can use right now.  It is an excellent opportunity to get rid of cash and keep all the details and transactions in your control. Now choose the best option, and dont forget to send us your precious suggestions and feedback. See you soon with another exciting article. GoodLuck!